Kasinathan Insurance Consultant

BENEFITS:

• For Senior citizens aged between 60 to 75 years.

• No pre-acceptance medical screening

• Pre-insurance medical test is not required.

• Covers pre-existing diseases

• Flexible policy basis

• Get Protected upto 25 Lakhs on Individual and Floater basis

• Medical Consultations as an out-patient in a Network Hospital.

• Constant premium with lifetime renewals guaranteed.

Eligibility:

Entry age between 60 and 75 years Guaranteed Lifelong renewals.

Policy Term: The policy is available for 1/2/3 years which can be renewed. Where the policy is issued for more than 1 year, the Sum Insured is for each year, without any carry over benefit thereof.

Policy Type: Available on Individual Sum Insured and Floater Sum Insured basis. Floater Sum Insured basis means the sum insured floats amongst the insured persons

Day Care Procedures:All day care procedures are covered.

Hospitalisation Coverage:

• Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs upto the limits specified.

• Ambulance charges for emergency transportation to hospital as per specified limits.

• Pre hospitalisation expenses up to 30 days prior to date of hospitalisation

• Post-hospitalisation paid as lump-sum upto the limit specified.

• Expenses on Medical Consultations as an Out Patient in a Network Hospital up to the limits specified.

• Cost of Health Check up for every claim free year upto the limits specified

• All day-care procedures covered.

• Sub-limits applicable for specified illness/ disease.

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