Kasinathan Insurance Consultant

The Two Wheeler Insurance in India covers accidental insurance for the drivers of the vehicle. The amount of premium depends on the current showroom price multiplied by the depreciation rate fixed by the Tariff Advisory Committee at the beginning of a policy period.

Car Insurance is the fastest growing insurance segment in India as it is compulsory for all the cars plying on roads. The amount of premium depends on the cubic capacity, make, model, value of the car, state where the car is registered and the year of manufacture. This amount can be reduced by asking the insurer for No Claim Bonus (NCB) if no claim is made in previous policy year

Commercial Vehicle Insurance in India provides cover for all the vehicles which are not used for personal purposes like trucks and HMVs. The amount of premium depends on the value of the vehicle at the commencement of the insurance period, make of the vehicle and the place of registration of the vehicle.